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Auto Insurance in Utah


Feel free to fill out our online quote form, browse the info below, or just pick up the phone and give us a call.  We'll make sure the insuring of your vehicles is hassle-free. We have multiple insurance carriers for you to chose from, ensuring you get the best rates.  So feel free to reach out to us at one of our three Utah locations.

Most commonly, vehicle insurance policies include:

  • Personal Autos

  • Motorcycles

  • Boats & Jetskis

  • 4-Wheelers & Recreational Vehicles

  • Motorhomes

  • Travel Trailers

The coverage available may include:

  • Personal Liability Insurance

  • Medical No-Fault

  • Additional Medical

  • Uninsured Motorist

  • Underinsured Motorist

  • Collision, Comprehensive

  • Towing & Lockout

  • Rental Reimbursement

  • Stereo & Additional Equipment Coverage

Car Insurance Determinants

The drivers of the vehicles are categorized by age and experience. Age brackets include 16-20, 21-25, 26-30, 31-54, 55 and over. Three years of driving experience is required to qualify for insurance with a Preferred Insurance Company. Preferred companies discounts include Married, Good Student, Drivers Training, Good Credit, Good Driver (5 years Accident/Violation free), and Retired Driver. It may also include surcharges for At-Fault Accidents or Minor or Major Violations. If you have too many incidents, you may only be able to purchase vehicle coverage from a Non-Standard Insurance Company.

The vehicles that are covered by insurance vary a great deal, but all of them have a Vehicle Identification Number (VIN) that the insurance companies use to identify the property they insure. The value of the vehicles varies with Year, Make & Model as well as the equipment, some of which will generate discounts. Anti-Lock Brakes, Passive Restraints, Airbags, GPS/OnStar, are features that Insurance Companies like.

Vehicle use is a factor in determining auto insurance rates as well. Cars that consistently get less than 7,500 miles a year sometimes receive a low mileage rate, while those with business use or commuting to work or school each day receive a different rate than those rated leisure.

If you have any questions about your car/auto or vehicle insurance and you're located in Utah, don't hesitate to give us a call at any of our three Utah locations.

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