Business Insurance In Utah

Business/Commercial Insurance is a very valuable protection to insure the continuation and reputation of the services offered. It is a vital part of every business plan and a critical slice of the company’s budget. Business/Commercial insurance includes a very wide array of coverages and options to protect almost every part of a businesses composition.

For example, here is a partial list of coverage types that impact a business owner:

Commercial General Liability Coverage Types:

  • Premises Liability

  • Product Liability

  • Professional Liability

    • Malpractice Insurance

    • Errors & Omissions Insurance

    • Professional Services Liability

  • Completed Operations Liability

    • Construction Defects

    • Installation

  • Commercial Liability Umbrella


Commercial Property Coverage Types:

  • Business Buildings and Improvements

  • Lessee’s Risk

  • Business Contents (Personal Property)

  • Business Equipment & Fixtures

  • Boiler & Machinery

  • Equipment Breakdown

  • Builder’s Risk

  • Property of Others

  • Valuable Papers

  • Computers & Electronic Equipment

  • Glass & Signs

  • Debris Removal


Commercial Vehicle Coverage Types:

  • Business Vehicle Liability

    • Owned Vehicles

    • Leased/Rented/Non-Owned Vehicles

  • Vehicle Physical Damages (Collision/Comprehensive)

    • Owned Vehicles

    • Leased/Rented/Non-Owned Vehicles

  • Personal Injury Protection

  • Towing/Emergency Road Service/ Rental Reimbursement

  • Cargo Coverage


Company Defense Coverage Types:

  • Crime Insurance

  • Employee Dishonesty Insurance

  • Directors & Officers Liability Insurance (D&O)

  • Employment Practices Liability Insurance (EPLI)

  • Business Interruption Coverage

  • Business Income – Extra Expense Coverage

  • Loss of Income or Rents

  • Business Continuation – Buy/Sell Agreement

  • Business Continuation – Key Man Insurance

  • Business Disability


Employee Coverage Types:

  • Workers Compensation Insurance

  • Group Medical

  • Group Life

  • Group Dental

  • Disability

  • Retirement Income
     

As you can see, a business owner is presented with a dazzling array of insurance coverage selections, and they need to recognize what each coverage can do for them, and weigh it against the cost to decide if they want to obtain the coverage. Many insurances are mandated by the State as well as by the financial obligations that businesses place on themselves when they finance equipment, buildings or other necessities which allow them to be productive in their chosen fields of labor.

We like to discuss each of these options with each business we encounter to be sure they are covering the things that mean the most to them.

From coverage that protects against slip-and-fall claims, to repair of buildings from fire or storm damage, to theft of equipment or inventory or business vehicles, to the coverage that cares for injured employees and their families, or to the coverage that makes it possible to continue the business if a partner dies; there are many parts to the insurance puzzle. We would love to have the chance to review your business insurance needs and see to it that you have all the pieces place so you are protected from the unforeseen elements that may cause losses to you. We are fortunate to have some of the best companies available to meet these needs, and would love to talk to you. 

 

and many more...

  • Facebook Clean Grey
​Beaver Office

15 South Main Street

Beaver, UT 84713

Phone: (435) 438-5445

Fax: (435) 438-5501

Parowan Office

67 East Center Street

Parowan, UT 84761

Phone: (435) 477-8053

Fax: (435) 477-8015

© 2018 White Insurance Agency.  All rights reserved.

Designed by Copperlight Communications

CONTACT US 

Lehi Office​

444 W. Main St.

Lehi, UT 84043

Phone: (801) 766-5990

Fax: (801) 766-5954